How to Send Money Online to Ghana from United Kingdom
1. Visit our real-time exchange rate page
Go to our GBP to GHC page, where we constantly update rates from multiple providers. You’ll see the mid-market rate and each provider’s exchange rate in real time.
2. Review and evaluate providers
Examine each provider’s fees, speed, and extra features (like faster delivery or better support). Remember, the cheapest option isn’t always best—sometimes paying a bit more can get your GHC to its destination sooner or more securely.
3. Select a provider and finalise your transfer
Choose the provider that matches your needs, then click through to their secure site. If you’re sending money to someone else, you’ll typically need details like an IBAN or account number. Complete the transaction there, and your GBP will be converted to GHC.
Transfer money to Ghana from the United Kingdom
How to Send Money from the UK to Spain in 4 Simple Steps
1/ Compare Rates on Currency Expert
Before sending a single pound, lock in the most competitive exchange rate using our real-time comparison tool. Currency Expert analyses rates from top FCA-regulated providers—including Wise, XE, and Revolut—giving you total transparency on fees, speed, and recipient amount. Don’t assume all providers offer similar value: a small difference in margin can cost you £200 or more on a £10,000 transfer.
2/ Register With the Provider Offering the Best Deal
Once you’ve identified the right provider, click through from our platform to complete their onboarding process. Due to anti-money laundering regulations, you’ll need to verify your identity. Most require a copy of your passport or driver’s licence and proof of address This is a one-time setup. Once registered, future transfers are typically instant.
3/ Fund Your Transfer in GBP
Use a secure domestic bank transfer or debit card to fund the transaction. The provider will send you full payment instructions, along with a confirmation of the rate you’ve secured. This locks in the exchange rate—so you’re protected even if markets shift after you commit.
4/ Ghanaian cedis are Converted and Sent to Ghana
Once your Pounds are received, the provider converts them to Ghanaian cedis at the rate agreed and transfers them to the recipient’s account. This could be your own account or someone else’s—just ensure you have accurate IBAN and bank details.
Delivery typically takes 1–2 business days, though some transfers arrive within hours depending on method and provider.
How Long Does it Take to Transfer Money to Ghana?
Transfer speed varies depending on the provider you choose, the delivery method, and the destination country. Most bank transfers to Ghana arrive within 1–3 working days, though some providers can complete the transfer on the same day.
If you’re using a debit or credit card, or sending to a mobile wallet, the transfer may arrive within minutes, depending on local processing times in Ghana.
Always check estimated delivery times when comparing providers. Currency Expert displays up-to-date information to help you make an informed choice.
Delivery Options to Consider When Sending Money to Ghana
Bank deposit
A dependable and secure choice for both individuals and businesses. Funds are delivered directly to your recipient’s bank account in Ghana, offering a clear audit trail and reliable processing—especially suitable for recurring payments or larger sums.
Cash pickup
An accessible option for recipients without a bank account. Funds can be collected in-person from local payout partners, often within minutes. Useful for urgent transfers or when banking infrastructure is limited.
Mobile wallet
An increasingly popular option in emerging markets. Funds are delivered instantly to a mobile wallet tied to the recipient’s phone number, enabling quick access to funds and flexible usage, particularly for smaller amounts or digital-native recipients.
How we Keep Your Money Transfer Safe
Sending money from the UK to Ghana should always be secure. That’s why Currency Expert only compares providers who meet the highest safety standards in the UK and abroad.
✔ FCA-regulated providers only — full UK financial compliance
✔ Bank-level encryption and secure data protocols
✔ Real-time fraud monitoring on every transfer
✔ Name confirmation before you approve the payment
Why Compare UK to Ghana Transfers with Currency Expert?
Because getting it wrong could cost you hundreds.
✔ Compare the best providers, side by side.
We show you real-time exchange rates, fees, and delivery speeds from the UK’s top FCA-regulated money transfer services—all in one place.
✔ See exactly what your recipient will get.
No estimates. No hidden markups. We calculate the full amount your recipient receives after fees and conversions, so there are no surprises.
✔ Avoid the quiet tax of bad exchange rates.
Banks and outdated remittance firms often offer poor rates that quietly erode your transfer. We help you keep more of your money in your recipient’s hands.
✔ Updated constantly, trusted by thousands.
Currency Expert uses live market data and updates provider offers in real time—so you’re never looking at yesterday’s rate or outdated costs.
✔ Simple, independent, and built for people who care about getting value.
Whether you’re sending £100 or £10,000, the smartest decision is an informed one. Start your search with clarity—not guesswork.
Compare the Best Ways to Send Money From the UK to Ghana
- Transfers to over 220 countries in 100+ currencies.
- Cash pickup options at 500,000+ locations.
- Card payments are processed almost instantly, and most bank transfers are same-day.
- Transparent pricing, with fees and exchange rates displayed upfront.
- Intuitive Xe app for managing transfers on the go.
- Real-time transfer tracking and alerts.
- Supports international payroll and supplier payments for business customers.
- FX risk management tools such as forward contracts, market orders, and option contracts.
- Integration with ERP systems like Dynamics 365 and Sage Intacct.
- No minimum transfer amount.
- Handles high-value transactions (up to £350,000 per transfer online).
- Some transfers may incur additional fees, especially for card payments.
- Bank and wire transfers can take up to 4 business days.
- Account setup and verification might take time based on documentation.
- No cash-to-cash transfers as it requires a bank, card, or digital wallet for funding transfers.
- Advanced tools like option contracts may be unnecessary for simpler needs.
- Integration into ERP systems may involve additional setup costs and effort.
- Entirely digital, which may not suit businesses preferring personal consultation.
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Frequently Asked Questions on Transferring Money to Ghana
There’s no fixed limit — it depends on the provider. Some services allow transfers up to £250,000, while others set daily or monthly caps. Use our comparison tool to find the right provider for your transfer size.
You’ll typically need your recipient’s full name, their bank account or mobile wallet details, and in some cases the bank’s SWIFT/BIC code. Some providers may also ask for a reason for the transfer or proof of ID.
Bank transfers usually take 1–3 working days. Transfers funded by debit card or sent to mobile wallets can arrive within minutes. We show estimated delivery times for each provider on our comparison results.
Yes. We only list FCA-regulated providers who use encryption, fraud monitoring, and secure processing to protect your transfer and personal data.
Some providers charge a flat fee, while others include costs in the exchange rate. Our comparison tool shows the full cost of sending £1,000 from the UK to Ghana, including all fees and rate margins.
Yes. Most services provide a tracking link or confirmation code. You’ll be able to monitor the status of your payment through the provider’s website or mobile app.
Yes. Nearly all providers accept UK debit cards and bank transfers. Many also support Apple Pay, Google Pay, or credit cards depending on the transfer amount and destination.
It depends on your priorities. For speed, card or wallet transfers may be best. For larger transfers, look for bank deposit options with competitive exchange rates. Use our comparison tool to find the right provider for your needs.
Exchange rates fluctuate constantly. You can view the live GBP to GHC rate at the top of this page or in the comparison block.
Yes. Many services support transfers in both directions. Check out our Send Money from Ghana to the UK page to compare reverse routes.