We are a comparison service, not a money transfer company. We never hold or move your money. We show you what regulated providers actually charge for your transfer, side by side, so you can pick one and go to it directly.
That business model only works if you trust the numbers. Here is exactly how we keep them honest.
We do not rank providers by who pays us
Some comparison sites sort their tables to put the best-paying partner on top. We do not. Our tables are ordered on the real cost of the transfer, the rate and the fees combined, for the amount and route you enter.
A provider cannot buy a higher position, a better write-up, or a place it has not earned. If two providers pay us nothing and beat the ones that do, the ones that pay us nothing still come first.
How we make money, in plain terms
Our service is free to you. When you choose a provider through us, that provider may pay us a referral fee. Two things stay true whenever that happens:
- You get the same rate and fees you would get going to the provider directly. Using us never costs you more.
- The fee does not change where a provider sits in our tables, or whether we recommend it.
Not every provider we show pays us anything. We include the ones worth comparing, paid or not.
We only compare regulated providers
Because we never touch your money, the protection sits with the provider you choose. So we only list providers that are properly regulated, in the UK that means authorised by the Financial Conduct Authority, with equivalent oversight in the other markets they operate in.
If a provider loses its authorisation or stops meeting the standard, it comes off our tables. For the detail on how regulated providers protect your money, and how to spot the ones that do not, see our commitment to safety.
The rates are live, not sales copy
The prices in our comparison tables are pulled from the providers themselves and refreshed continuously, so what you see is close to what you will pay at that moment. Exchange rates move by the second, so we would rather show you a live number than a flattering one.
Where we write about a provider in a review, we say what is good and what is not. A review that only praises is an advert, and we are not in that business.
Who is behind Currency Expert
Currency Expert is published by Business Expert (UK) Ltd, and its guidance is overseen by Mike Smith, who has spent more than thirty years in UK financial services.
Mike held business development roles at Legal & General and Sun Alliance, worked in banking and credit cards at LaSer UK, and has spent the last two decades advising company directors on finance through Business Expert and Company Debt. That background is where this site’s focus comes from. When you have seen what goes wrong for people without regulation, safeguarding and honest pricing, you build a service that puts all three first.
Ready to compare?
Enter your amount and where the money is going, and we will show you what each regulated provider charges, in full, with nothing hidden.