Welcome to Currency Expert! These Terms and Conditions outline the rules and regulations for using our website and services. By accessing or using Currency Expert, you agree to comply with these terms. If you do not agree with any part of these terms, please refrain from using our website.
Below is a list of the key sections included in these Terms and Conditions:
- Who We Are
- Information about Currency Expert, including company registration details and contact information.
- Use of Our Website
- Conditions for using the Website and limitations of use.
- Notification of changes to the Terms.
- Age Requirements
- Minimum age requirement for using our services.
- User Responsibilities
- Lawful and acceptable use of the Website.
- Prohibited activities.
- Use of User Details
- How user data is handled in accordance with our Privacy Policy.
- Intellectual Property Rights
- Ownership of Website content and user restrictions.
- Disclaimer & Liability
- Limitations on our responsibility regarding Website use.
- Indemnification (For Business Users Only)
- Business users’ obligations to protect Currency Expert from legal claims.
- Viruses & Website Security
- User responsibility for securing personal devices and prohibitions on introducing harmful material.
- Marketing Emails
- Opt-in and opt-out information for promotional communications.
- Third-Party Links & Services
- Disclaimers regarding third-party services and links.
- Governing Law & Jurisdiction
- Legal framework and court jurisdiction for any disputes.
- Complaints & Dispute Resolution
- How to raise concerns or complaints about our services.
- Contact Us
- How users can reach Currency Expert for inquiries or support.
1. Who We Are
Currency Expert is a global money transfer network that connects individuals and businesses with regulated payment providers for international transactions. Our mission is to provide access to trusted financial services while ensuring transparency, security, and compliance.
Currency Expert is a trading name of BusinessExpert (UK) Ltd, a company registered in England & Wales under company registration number 09048387. Our registered office is located at Level 18, 40 Bank Street, London, E14 5NR.
For any enquiries, you can contact us via email at info@currencyexpert.com.
2. Use of Our Website
By using our website, you agree to do so only for lawful purposes. You must not use the website in any way that is fraudulent, unlawful, or breaches any applicable regulations. You also agree not to interfere with the website’s functionality, security, or availability nor attempt to gain unauthorised access to any part of the site.
Currency Expert reserves the right to restrict, suspend, or terminate your access to the website if we determine that you have violated these Terms or engaged in any prohibited activities. We do not guarantee that the website will always be available, and we may withdraw or modify services without prior notice.
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page, and you must check them periodically. If you continue to use the website after updates have been made, you will be deemed to have accepted the revised Terms.
3. Age Requirements
You must be at least 18 years old to use the services provided on this website. Accessing and using our website confirms that you meet this age requirement. If you are under 18, you must not use this website or access any of the services offered.
4. User Responsibilities
When using our website, you must ensure that your actions comply with all applicable laws and regulations. You must not use our website to engage in fraudulent, deceptive, or harmful activities, including but not limited to:
- Providing false or misleading information
- Attempting to gain unauthorised access to restricted areas of the website
- Distributing malicious software, viruses, or spam
- Scraping, copying, or extracting data from the website using automated tools
Any violation of these Terms may result in the suspension or permanent termination of your access to the website.
5. Use of User Details
Currency Expert processes personal data in accordance with our Privacy Policy. We collect and store user information to provide services, improve the website, and communicate relevant updates. Your details may be shared with regulated payment providers to facilitate the services offered on our website.
We do not sell or share user information with unaffiliated third parties for marketing purposes. You have the right to access, update, or request the deletion of your personal information by contacting us directly.
6. Intellectual Property Rights
All content on the Currency Expert website, including text, images, graphics, software, and trademarks, is protected by intellectual property laws. Unless otherwise stated, Currency Expert owns or has obtained the necessary licences to use all content displayed on the website.
You are permitted to view, download, and print content for personal use only. You must not copy, modify, distribute, or commercially exploit any material from our website without obtaining prior written consent. Unauthorised use of our intellectual property may result in legal action.
7. Disclaimer & Liability
The information on our website is provided for general informational purposes only and should not be considered financial or investment advice. While we strive to ensure that the content is accurate and up to date, we do not guarantee the reliability, completeness, or timeliness of any information provided.
Currency Expert does not handle client funds or process transactions. We are not responsible for any losses incurred as a result of using third-party payment providers accessed through our platform. Any agreements you enter into with third-party providers are strictly between you and the provider.
We do not guarantee that our website will be free from errors, viruses, or technical disruptions. To the maximum extent permitted by law, Currency Expert disclaims all liability for any direct, indirect, or consequential damages arising from your use of our website.
8. Indemnification (For Business Users Only)
If you use our website for business purposes, you agree to indemnify and hold Currency Expert harmless against any claims, liabilities, damages, or expenses resulting from your misuse of the website or breach of these Terms.
9. Viruses & Website Security
Currency Expert takes reasonable steps to ensure the security of our website, but we do not guarantee that it will be free from viruses, malware, or cyber threats. You are responsible for using up-to-date security software and taking precautions to protect your devices from potential harm.
You must not introduce viruses, bugs, or other harmful material to our website. Attempting to breach the website’s security or gain unauthorised access to restricted areas is strictly prohibited and may result in legal action.
10. Marketing Emails
By signing up for our services, you may receive promotional emails related to money transfer updates, exchange rate alerts, and industry insights. If you no longer wish to receive these emails, you can opt-out at any time by clicking the “unsubscribe” link in the email or by contacting us directly.
11. Third-Party Links & Services
Our website may contain links to third-party websites and services. These links are provided for convenience, but Currency Expert does not endorse or take responsibility for third-party websites’ content, policies, or practices. Any interactions with third-party providers are solely between you and the provider, and we are not liable for any losses or damages that may result from using their services.
12. Governing Law & Jurisdiction
These Terms are governed by the laws of England and Wales. If you are a consumer, you may bring legal proceedings in the courts of England and Wales or in the jurisdiction where you reside. If you are a business user, you agree that disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Complaints & Dispute Resolution
If you have concerns about our services, you can contact us by email at info@currencyexpert.com. We aim to resolve complaints fairly and efficiently. If a dispute cannot be resolved, you may have the right to escalate the matter through the appropriate legal or regulatory channels.
14. Contact Us
For any questions regarding these Terms, you can contact us by email at info@currencyexpert.com.
Currency Expert is committed to providing a secure, transparent, and compliant platform for comparing international money transfer services.