Send money to Jordan
See today's live rates — and exactly what your recipient receives, after every fee.
GBPCompare in seconds
Live mid-market comparisons · results refreshed continuously
Today's best rates to Jordan
As of 7 August 2026, sending £1,000 to Jordan, your recipient gets the most with Revolut: 948.81 JOD, the best of 2 providers compared.
| Provider | Rate | Fee | Recipient gets | Speed | |
|---|---|---|---|---|---|
0.9488 0.53% worse | £0 | 948.81 JOD | Within 2 days | Send | |
0.9257 2.96% worse | £0 | 925.71 JOD | Up to 4 days | Send |
For a transfer to Jordan, the cheapest route is almost always a specialist currency company rather than your bank. On a sizeable sum the bank's mark-up on the exchange rate matters far more than any fee — it is usually 1% to 4% of the whole amount, quietly built into the rate. Specialist companies stay much closer to the real mid-market rate, and can even let you fix today's rate for a payment due later. And Jordan uses the IBAN, so paying into a Jordanian account is straightforward.
Here is the quirk that catches most people out: the Jordanian dinar is pinned to the US dollar at a fixed rate of about 0.709, set by the Central Bank of Jordan. So when you send pounds to Jordan, the rate you get barely reacts to anything happening in Amman.
What really moves it is the pound against the dollar. If GBP/USD has a good week, your dinars go further; if it has a bad week, they do not. Watching Jordanian news tells you almost nothing about your transfer.
How the money reaches Jordan
What account details you need
Jordan uses the IBAN. A Jordanian IBAN starts with JO and is 30 characters long; for a transfer from abroad it is the account detail your provider needs, together with the bank's SWIFT/BIC code for the international step.
This is the normal, expected way to pay into a Jordanian account, so a form asking for an IBAN is exactly right.
How the money is delivered
Once your pounds are converted, the money is delivered locally inside Jordan. You don't choose the network — the provider does — but here is what is used.
What you actually pay to send money to Jordan
The price of a transfer is not really the upfront fee — it is mostly hidden in the exchange rate. None of it is obvious, so each is worth knowing before you send.
The exchange-rate mark-up
The big one. Banks and some apps quote a rate a little worse than the real mid-market rate and keep the difference — often 1% to 4%. Because it is a slice of the whole amount, it usually dwarfs any upfront fee.
Correspondent-bank fees
An ordinary bank wire can pass through one or two intermediary banks, each able to take a small cut before the money arrives. Specialists using local payment networks usually avoid this entirely.
"No fee" hiding a poor rate
A headline "zero fee" means little if the rate is weak. Judge an offer by the money that actually arrives, not by whether a fee is shown — the comparison above ranks providers exactly that way.
The dollar peg hides where your real cost comes from
Because the dinar tracks the US dollar, GBP to JOD is really a pound-to-dollar deal underneath. A provider that is sharp on major pairs like GBP/USD will usually price Jordan well; one that treats the dinar as an exotic, thinly traded currency may quietly widen the margin.
Always judge an offer by the dinars that actually land, since one pound buys well under a dinar and small per-unit gaps add up fast.
Spot today, or lock the rate with a forward contract?
Spot today, or lock the rate with a forward contract?
If you have a property completion or other big payment due weeks or months from now, the exchange rate can move against you in the meantime — on a 200,000 dinar purchase, a 3% swing is roughly several thousand pounds.
A specialist broker can offer a forward contract, which lets you fix today's rate now and pay later (usually with a small deposit), so the cost is locked whatever the market does. The alternative is a spot deal, where you exchange at the rate available on the day you actually send.
Spot is simplest for money you are moving right now; a forward contract is worth asking about when a known payment is some way off.
The Jordanian dinar is also a high-value currency — one pound buys well under a dinar — so always judge an offer by the number of dinars that actually arrive, not by the headline.
How to avoid fraud when sending money to Jordan
On any large transfer the biggest risk is rarely the exchange rate — it is criminals getting between you and the money. These simple rules are worth knowing before you send.
Completion-day payment-diversion fraud
Rule: Criminals hack or spoof solicitor, lawyer or estate-agent emails and send fake bank details just before completion. Always confirm the account details by phone on a number you already know — never one from the email — before sending a property payment to Jordan.
"Better rate" cold-call / clone-firm scam
Rule: A firm that calls you out of the blue offering an unbeatable rate may be a clone of a real, regulated company. Check the firm yourself on the FCA Register at register.fca.org.uk using the phone number listed there, not the one you were given.
Pressure to pay an unfamiliar account fast
Rule: Be wary of anyone rushing you to send a large sum to a new Jordanian account to "secure" a deal or a property. Confirm the IBAN in writing from your recipient, verify it by phone, and use traceable bank transfers rather than anything irreversible.
If you are a victim of fraud, report to Action Fraud on 0300 123 2040 or at actionfraud.police.uk (in Scotland, call Police Scotland on 101).
Is money sent to Jordan taxed?
What the rules say
Moving your own money into Jordan — for a property, your pension or savings — is not itself taxed, and a personal transfer or gift to family in Jordan is not normally treated as taxable income in their hands.
Jordan taxes income and certain transactions, not the act of receiving a transfer from abroad. On the UK side, large transfers trigger source-of-funds checks, which are a compliance step, not a tax. This is general information, not tax advice.
Keep your paperwork
On a large transfer the UK firm must run a source-of-funds check — that is a compliance step, not a tax. Keep evidence of where the money came from (a sale statement, pension or investment paperwork, or bank statements) and a big transfer moves through far more smoothly.
When is the best time to send money to Jordan?
For a one-off transfer the rate on the day is what counts — and it moves constantly. The aim is less about guessing the perfect moment and more about removing risk on payments you already know are coming. As a guide, once the money is sent an international transfer to a Jordanian bank account typically arrives within one to two working days once it is sent; inside Jordan, CliQ moves money between accounts in seconds; on a large sum the wait is usually the firm's source-of-funds checks, not the payment rail.
Because the dinar is fixed to the US dollar, your real exchange rate is the pound against the dollar (GBP/USD). That is what to watch — not Jordanian headlines.
It swings on UK and US central-bank decisions, inflation figures and big political events, and a few percent over a month is normal.
Family transfers also cluster around Ramadan and Eid, when remittances into Jordan peak; bank desks in Jordan are quieter on the Friday-Saturday weekend and on local holidays, so a payment sent then may simply queue until the next working day.
Lock the rate for a known date. If a payment is weeks away, many specialists let you fix today's rate now (a forward contract), so a sudden market move can't blow a hole in your budget before the money is due.
Set a target with a rate alert. For flexible transfers, you can set the rate you want and be notified (or trade automatically) when the market reaches it — useful when you have time on your side and no fixed deadline.
The costliest mistakes when sending to Jordan
A handful of avoidable slips account for most of the money people lose. Each is easy to sidestep once you know to look.
Defaulting to your bank without comparing. The bank's rate mark-up usually costs far more than any fee, and it is easy to miss because it is built into the rate rather than shown separately.
Judging by the fee, not the amount delivered. A "no fee" offer can still be the worst deal if the rate is poor. Always compare on what actually arrives.
Mistyping the account number (IBAN). If the account details are wrong the transfer can bounce back after a delay, or reach the wrong account. Always check them against details your recipient sent in writing.
Trusting bank details that arrived by email. Payment-diversion fraud is a real risk — always confirm the receiving account by phone on a trusted number first.
Using an unregulated or cold-calling firm. Check the company on the FCA Register before you move any money, and never act on an out-of-the-blue offer.
Watching the wrong market. Many senders refresh Jordanian news hoping to time the rate. It will not help — the dinar is fixed to the US dollar. Your rate moves with the pound against the dollar (GBP/USD), which is driven by UK and US news. If you have a big payment weeks away and want certainty, that is exactly when a forward contract earns its keep.
Getting the name or IBAN slightly wrong. The recipient's name must match their Jordanian national ID and bank record exactly, and the JO IBAN must be typed as one unbroken string with no spaces. A nickname, a missing middle name or a stray gap can bounce the payment or freeze it for manual checks, adding days. Copy and paste the IBAN, then read it back digit by digit before you confirm.
How do most people send money to Jordan?
For most expats and larger transfers, the simplest and cheapest route is a specialist currency company paying into the recipient's bank account. For a known future payment, fixing the rate with a forward contract is what sets the specialists apart from a bank. Whichever you choose, judge it by the money that actually arrives — and confirm the receiving account before you send.
Frequently asked questions about sending money to Jordan
Yes. Jordan uses the IBAN — 30 digits, starting JO, then two check digits, the bank code, branch and account number.
For a transfer from abroad it is the account detail your provider needs, alongside the bank's SWIFT/BIC code for the international step. Jordan's payments company, JoPACC, even runs an IBAN Confirmation service that lets banks verify the account holder's name against the IBAN before sending. So a form asking for an IBAN is exactly right.
Almost always a specialist currency company rather than your bank. On a large transfer the bank's mark-up on the exchange rate — often 1% to 4% — matters far more than any fee, because it is a percentage of the whole amount.
On a six-figure transfer that gap can be several thousand pounds. Compare providers by the number of Jordanian dinars that actually arrive, using the live comparison above.
A forward contract lets you fix today's exchange rate now and pay for the currency later, usually with a small deposit. It is useful when you have a known payment some way off — such as a property completion in a few months — because it protects you from the rate moving against you in the meantime.
If you are moving money right now, a normal spot deal is simpler. Specialist brokers offer forwards; most app-only services do not.
An international transfer to a Jordanian bank account usually arrives within one to two working days once it is sent.
Inside Jordan, an instant system called CliQ — run by JoPACC under the Central Bank of Jordan — moves money between bank accounts in seconds, 24/7, free of charge, and is offered by around 18 banks including Arab Bank and the Housing Bank.
People can send to a CliQ 'alias' (a name, mobile number or email) instead of typing an IBAN. From the UK you do not use CliQ directly; your provider pays into the recipient's IBAN, and any onward local movement can use CliQ.
Reputable ones are authorised and supervised. In the UK, money-transfer firms are regulated by the Financial Conduct Authority (FCA) and must keep your money separate from their own (safeguarding).
You can check any firm yourself on the FCA Register at register.fca.org.uk. Be cautious of cold calls and always confirm you are dealing with the genuine, listed company.
Moving your own money into Jordan is not itself taxed, and a personal transfer or gift to family in Jordan is not normally treated as taxable income in their hands — Jordan taxes income and certain transactions, not the act of receiving a transfer from abroad.
On the UK side you may face a source-of-funds check on large sums, which is a compliance step, not a tax. This is general information, not tax advice — confirm your own position with a qualified Jordanian adviser.
Once the money is sent, an international transfer to a Jordanian bank account typically arrives within one to two working days. Inside Jordan, instant payments via CliQ clear in seconds.
On large sums, the part that takes longest is normally the source-of-funds checks before the money leaves, not the payment itself.
Our sources & how we keep this current
Last updated: June 2026. The live rates above refresh automatically, and we review the rest of this guide every month — updating it whenever the rules on payments, tax or regulation change.