Results updated 2 days ago — live mid-market comparisons.
- Supports 50+ currencies and transfers to 170+ countries.
- No transaction fees when transferring with OFX UK.
- Transfers can be set up 24/7 via an app or online platform.
- Simple setup for recurring payments, allowing users to schedule transfers up to 12 months in advance.
- Offers tools like spot transfers, forward contracts, and limit orders to manage currency risks.
- Access market rate alerts to make informed transfer decisions.
- Supports SWIFT payments for smooth global business supplier payments.
- Multipay function allows bulk payments to up to 500 recipients simultaneously.
- Xero integration streamlines transfer reconciliation, reducing manual workload.
- Ability to automate payroll and supplier payments in over 50 currencies.
- Debit card payments are only available in the UK for transfers up to £5,000.
- Weekend rates may differ from weekday rates, potentially increasing costs.
- A £100 minimum transfer applies to major currencies to avoid additional intermediary fees.
- Forward contracts typically require a £20,000 minimum, limiting smaller businesses.
- Advanced tools like forward contracts and limit orders may be unnecessary or too complex for small businesses without international dealings.
- Integration is primarily focused on Xero, limiting broader ERP system compatibility.
OFX is a trusted global money transfer provider with over 25 years of experience helping businesses and individuals move money internationally. Operating in more than 170 countries and offering over 50 currencies, it combines an easy-to-use digital platform with 24/7 support from currency experts. Listed on the Australian Securities Exchange, OFX is backed by strong regulations to ensure secure and reliable transactions.
- Business customers get free currency transfers between accounts under the same legal entity.
- Easy tracking of payment statuses with an option to share tracking details with beneficiaries.
- Ability to pay and receive payments in 40 major global currencies
- Flexible fee arrangements (BEN, SHA, OUR) allow businesses to decide who bears the transaction costs.
- Daily Personal payment limits of up to £10,000 accommodate most needs
- Option to make payments via mobile app, Digital Banking, branch, or by completing and faxing forms
- Same-day payments have strict deadlines (e.g., 2:00 pm)
- Personal Payments above £10,000 require forms or branch visits
- Restrictions for new payee (e.g., £750 per day limit) if biometrics aren’t registered.
- Lack of integration with accounting service or API’s
- International transfers only offered by bank transfer.
Royal Bank of Scotland offers secure, fast, and reliable fund transfers worldwide, supporting major global currencies.
For businesses, RBS provides robust tools for making foreign currency payments, including an integrated tracker to monitor transaction status, flexible fee-sharing arrangements, and urgent payment processing through its New Bankline platform.
Personal customers can make payments of up to £10,000 daily from the comfort of their homes, with biometric authentication providing an added layer of security. Premier banking customers enjoy additional options, such as phone-based international payments.
- No transfers fees, making it cost-effective compared to banks.
- Offers better rates than banks by buying currency in bulk and passing savings to customers.
- A dedicated account manager to assist with transfers and timing decisions.
- High compliance standards, FCA regulation, and safeguarding of client funds.
- 24/7 transfers via app, online platform, or phone.
- Ability to send money to over 120 countries in 40+ currencies.
- Set target rates with automated execution when the market hits the desired level.
- Forward contracts and market orders enable businesses to lock in favourable rates.
- Email/SMS alerts and insights from currency analysts.
- API and Xero integrations simplify workflows and automates payments
- The exchange rate includes a margin which might not always be the lowest.
- Smaller transfers may not benefit as much from the personalised approach
- Online transfers are capped at £500,000; larger transfers require phone assistance.
- Limited to digital and bank transfers.
- need to iNeed to invest time in understanding currency management tools like forwards, rate fixing and market orders
Currencies Direct offers personal and business customers the ability to send funds to over 120 countries in 40+ currencies.
They provide a cost-effective alternative to traditional banks by offering competitive exchange rates and eliminating transfer fees on most transactions. Their service is designed to combine security, convenience, and value, ensuring money reaches its destination quickly and efficiently.
Each customer is assigned a dedicated account manager to provide expert guidance, making it particularly beneficial for larger transfers. With a 24/7 online platform, mobile app, and secure digital wallets, individuals have complete control over their money transfers.
- Offers real-time exchange rates sourced from Reuters, ensuring fairness.
- Supports payments to over 160 countries.
- Allows transfers starting at £1, ideal for small amounts.
- Most transactions are completed on the same day.
- Zero fees and favourable FX rates on the first transfer (£100–£2,999) for Personal users.
- Partnerships with tier-1 banks and adherence to international standards.
- No additional fees for cross-currency transfers via the business account.
- No hidden charges, and fees are displayed upfront.
- Pay up to 1,000 employees or multiple suppliers in local currencies simultaneously.
- Cheaper than traditional banks for international transfers.
- Quick transfer to Visa debit cards for urgent needs.
- User-friendly app available on iOS and Android for seamless money transfers
- Earn and redeem InstaPoints for discounts on future transfers.
- Cash pickup is only available in the Philippines
- InstaPoints can only be redeemed for transfers above £500.
- Nominal fees are charged for same-currency transactions.
- Fees for cross-currency transfers depend on the partner bank.
Instarem is a fintech company founded in 2014, focused on making international money transfers simple and efficient for both individuals and businesses. Operating in over 60 countries, it offers a user-friendly platform with competitive exchange rates and low fees. As part of Nium Pte. Ltd., Instarem is regulated globally, ensuring secure and reliable financial services for its customers.
- Sending money to 40 currencies and 200 countries.
- Transparent fees and no hidden charges
- Uses real mid-market rates, ensuring fairness and avoiding markups.
- Offers same-day or even instant transfers on many routes, with updates and tracking available.
- Multiple payment methods (e.g., debit/credit cards, bank transfers, mobile wallets)
- Send up to £1 million per transaction depending on payment method.
- Guaranteed Rates locks in exchange rates for a set time to protect against currency fluctuations
- Features like 2-factor authentication and funds stored with established financial institutions for added safety.
- Manage transfers, check exchange rates, and repeat transactions easily from one platform.
- Seamlessly connects with accounting platforms like Xero, QuickBooks, and Shopify for easier financial management.
- Streamline recurring payments and manage expenses all from one account
- Receive email notifications when exchange rates are favourable
- Transfers involving less commonly used currencies or bank transfers can take up to 3 working days.
- Dynamic fees may apply for certain currencies or during volatile market conditions.
- Wise does not accept cash or cheque payments, limiting accessibility for some users.
- Rates are only guaranteed for a limited time, requiring prompt payments
- Certain specialised transaction types, like For Further Credit (FFC) payments, are not supported.
Wise, formerly TransferWise, makes international money transfers simple and affordable for individuals and businesses. Operating in over 160 countries with support for 40+ currencies, it offers competitive exchange rates and low, transparent fees. Most transfers arrive within one day, and some even instantly, through a secure and user-friendly platform. Regulated by the FCA in the UK, Wise ensures safe and reliable transactions.
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How to Send Money Online to India from United Kingdom
1. Visit our real-time exchange rate page
Go to our INR to GBP page, where we constantly update rates from multiple providers. You’ll see the mid-market rate and each provider’s exchange rate in real time.
2. Review and evaluate providers
Examine each provider’s fees, speed, and extra features (like faster delivery or better support). Remember, the cheapest option isn’t always best—sometimes paying a bit more can get your INR to its destination sooner or more securely.
3. Select a provider and finalise your transfer
Choose the provider that matches your needs, then click through to their secure site. If you’re sending money to someone else, you’ll typically need details like an IBAN or account number. Complete the transaction there, and your INR will be converted to GBP.
How we Keep Your Money Transfer Safe
Sending money from India to UK should always be secure. That’s why Currency Expert only compares providers who meet the highest safety standards in the UK and abroad.
✔ FCA-regulated providers only — full UK financial compliance
✔ Bank-level encryption and secure data protocols
✔ Real-time fraud monitoring on every transfer
Why Compare India to United Kingdom Transfers with Currency Expert?
Because getting it wrong could cost you hundreds.
✔ Compare the best providers, side by side.
We show you real-time exchange rates, fees, and delivery speeds from the UK’s top FCA-regulated money transfer services—all in one place.
✔ See exactly what your recipient will get.
No estimates. No hidden markups. We calculate the full amount your recipient receives after fees and conversions, so there are no surprises.
✔ Avoid the quiet tax of bad exchange rates.
Banks and outdated remittance firms often offer poor rates that quietly erode your transfer. We help you keep more of your money in your recipient’s hands.
✔ Updated constantly, trusted by thousands.
Currency Expert uses live market data and updates provider offers in real time—so you’re never looking at yesterday’s rate or outdated costs.
✔ Simple, independent, and built for people who care about getting value.
Whether you’re sending £100 or £10,000, the smartest decision is an informed one. Start your search with clarity—not guesswork.
How to send money from United Kingdom to India
Mid-Market Exchange Rate from
United Kingdom to
India
Send INR to GBP – Best Money Exchange Rates Today
How to Send Money from United Kingdom to India in 4 Simple Steps
1/ Compare Rates on Currency Expert
Before sending a single pound, lock in the most competitive exchange rate using our real-time comparison tool. Currency Expert analyses rates from top FCA-regulated providers—including Wise, XE, and Revolut—giving you total transparency on fees, speed, and recipient amount. Don’t assume all providers offer similar value: a small difference in margin can cost you £200 or more on a £10,000 transfer.
2/ Register With the Provider Offering the Best Deal
Once you’ve identified the right provider, click through from our platform to complete their onboarding process. Due to anti-money laundering regulations, you’ll need to verify your identity. Most require a copy of your passport or driver’s licence and proof of address This is a one-time setup. Once registered, future transfers are typically instant.
3/ Fund Your Transfer in Indian rupees
Use a secure domestic bank transfer or debit card to fund the transaction. The provider will send you full payment instructions, along with a confirmation of the rate you’ve secured. This locks in the exchange rate—so you’re protected even if markets shift after you commit.
4/ Indian rupees are Converted and Sent to United Kingdom
Once your Indian rupees are received, the provider converts them to British Pounds at the rate agreed and transfers them to the recipient’s account. This could be your own account or someone else’s—just ensure you have accurate IBAN and bank details.
Delivery typically takes 1–2 business days, though some transfers arrive within hours depending on method and provider.
How Long Does it Take to Transfer Money from India?
Transfer speed varies depending on the provider you choose, the delivery method, and the destination country. Most bank transfers to France arrive within 1–3 working days, though some providers can complete the transfer on the same day.
If you’re using a debit or credit card, or sending to a mobile wallet, the transfer may arrive within minutes, depending on local processing times in United States.
Always check estimated delivery times when comparing providers. Currency Expert displays up-to-date information to help you make an informed choice.
Frequently Asked Questions on Transferring Money to the UK
There’s no fixed limit — it depends on the provider. Some services allow transfers up to £250,000, while others set daily or monthly caps. Use our comparison tool to find the right provider for your transfer size.
You’ll typically need your recipient’s full name, their bank account or mobile wallet details, and in some cases the bank’s SWIFT/BIC code. Some providers may also ask for a reason for the transfer or proof of ID.
Bank transfers usually take 1–3 working days. Transfers funded by debit card or sent to mobile wallets can arrive within minutes. We show estimated delivery times for each provider on our comparison results.
Yes. We only list FCA-regulated providers who use encryption, fraud monitoring, and secure processing to protect your transfer and personal data.
Some providers charge a flat fee, while others include costs in the exchange rate. Our comparison tool shows the full cost of sending £1,000 from India to the UK, including all fees and rate margins.
Yes. Most services provide a tracking link or confirmation code. You’ll be able to monitor the status of your payment through the provider’s website or mobile app.
Yes. Nearly all providers accept India debit cards and bank transfers. Many also support Apple Pay, Google Pay, or credit cards depending on the transfer amount and destination.
It depends on your priorities. For speed, card or wallet transfers may be best. For larger transfers, look for bank deposit options with competitive exchange rates. Use our comparison tool to find the right provider for your needs.
Exchange rates fluctuate constantly. You can view the live INR to GBP rate at the top of this page or in the comparison block.
Yes. Many services support transfers in both directions. Check out our Send Money from the UK to India page to compare reverse routes.