Mid-Market Exchange Rate from
United States to
South Africa
Live USD to ZAR Mid-Market Exchange Rate – Updated in Real-Time
Send USD to ZAR – Best Money Exchange Rates Today
USD to ZAR : exchange rates today
- 1 USD 18.32 ZAR
- 5 USD 91.62 ZAR
- 10 USD 183.23 ZAR
- 25 USD 458.08 ZAR
- 50 USD 916.16 ZAR
- 100 USD 1,832.31 ZAR
- 500 USD 9,161.57 ZAR
- 1,000 USD 18,323.14 ZAR
- 5,000 USD 91,615.71 ZAR
- 10,000 USD 183,231.43 ZAR
- 50,000 USD 916,157.14 ZAR
ZAR to USD : exchange rates today
- 1 ZAR 0.05 USD
- 5 ZAR 0.27 USD
- 10 ZAR 0.55 USD
- 25 ZAR 1.36 USD
- 50 ZAR 2.73 USD
- 100 ZAR 5.46 USD
- 500 ZAR 27.29 USD
- 1,000 ZAR 54.58 USD
- 5,000 ZAR 272.88 USD
- 10,000 ZAR 545.76 USD
- 50,000 ZAR 2,728.79 USD
US Dollar (USD) – Overview & Exchange Rate Trends
- Symbol $
- Minor Unit 1/100 pence
- Countries United States, U.S. Virgin Islands, Puerto Rico, Ecuador, Panama
- Central Bank Federal Reserve, Central Bank of Ecuador, National Bank of Panama
- Rank 1
South African rand (ZAR) – Key Facts & USD to ZAR Rate Performance
- Symbol R
- Minor Unit 1/100 pence
- Countries South Africa
- Central Bank South African Reserve Bank
- Rank 35
How to Convert USD to ZAR
1. Visit our real-time exchange rate page
Go to our USD to ZAR page, where we constantly update rates from multiple providers. You’ll see the mid-market rate and each provider’s exchange rate in real time.
2. Review and evaluate providers
Examine each provider’s fees, speed, and extra features (like faster delivery or better support). Remember, the cheapest option isn’t always best—sometimes paying a bit more can get your ZAR to its destination sooner or more securely.
3. Select a provider and finalise your transfer
Choose the provider that matches your needs, then click through to their secure site. If you’re sending money to someone else, you’ll typically need details like an IBAN or account number. Complete the transaction there, and your USD will be converted to ZAR.
Following these steps lets you evaluate multiple options at once, ensuring you get the best possible deal when converting USD to ZAR.
Compare USD–ZAR exchange rates and fees
- Business customers get free currency transfers between accounts under the same legal entity.
- Easy tracking of payment statuses with an option to share tracking details with beneficiaries.
- Ability to pay and receive payments in 40 major global currencies
- Flexible fee arrangements (BEN, SHA, OUR) allow businesses to decide who bears the transaction costs.
- Daily Personal payment limits of up to £10,000 accommodate most needs
- Option to make payments via mobile app, Digital Banking, branch, or by completing and faxing forms
- Same-day payments have strict deadlines (e.g., 2:00 pm)
- Personal Payments above £10,000 require forms or branch visits
- Restrictions for new payee (e.g., £750 per day limit) if biometrics aren’t registered.
- Lack of integration with accounting service or API’s
- International transfers only offered by bank transfer.
Royal Bank of Scotland offers secure, fast, and reliable fund transfers worldwide, supporting major global currencies.
For businesses, RBS provides robust tools for making foreign currency payments, including an integrated tracker to monitor transaction status, flexible fee-sharing arrangements, and urgent payment processing through its New Bankline platform.
Personal customers can make payments of up to £10,000 daily from the comfort of their homes, with biometric authentication providing an added layer of security. Premier banking customers enjoy additional options, such as phone-based international payments.
- Supports 30+ currencies for personal customers and 70+ currencies for Business customers.
- Offers comeptitive interbank rates offered during market hours.
- Personal customers can make peer transfers typically delivered in 20 seconds.
- Business tools like limit orders and FX forwards to lock rates up to 2 years.
- Advanced security measures including two-factor authentication, biometric login, and real-time fraud detection.
- Business customers get monthly allowances for fee-free exchanges, scaling with plans, whilst Personal customers can access discounted fees based on their plan
- Free bank transfers inside the SEPA region for Personal customers
- 0.6% fee applies to exchanges above Business plan limits.
- Weekend mark-up of 1% on currency exchanges outside market hours for most plans.
- Limited support for certain currencies and countries due to sanctions.
- Fee discounts and free transfer allowances depend on paid plans, with free-tier users having the lowest allowances and highest rates.
Revolut is a financial technology company offering flexible currency exchange, money transfer, and payment solutions, catering to both personal and business users.
Revolut Personal is used by over 50 million users and allows transfers in 70+ currencies to 160+ countries through various payment methods, including instant peer-to-peer payments.
Revolut Business is ideal for international companies who want to exchange money in 30+ currencies at interbank rates. Key features include tools like forward contracts and automatic orders, as well as fee-free monthly allowances for currency exchanges based on different subscription plans.
Both account types prioritise security, transparency, and user-friendly features, making Revolut a versatile choice for personal and professional financial needs.
- Competitive exchange rates, often more favourable than banks, reducing transfer costs.
- No transfer fees, ensuring cost-efficiency.
- No maximum transfer limit.
- Flexible transfer options including spot contracts, forward contracts and market orders for different needs.
- A dedicated account manager to monitor markets and provide expert guidance.
- Same-day or next-day transfers for most currencies, improving cash flow management.
- Regular payments service,Ideal for recurring transfers, such as pensions or mortgage payments, with no fees.
- Ability to set alerts for favourable rates and automatic transfers when targets are met.
- User-friendly online platform and app giving you access to 24/7 transfers.
- Rate Improver Guarantee ensures highly competitive rates compared to other providers.
- Tailored solutions for businesses managing import/export payments, foreign payrolls, or repatriating earnings.
- Recurring payments feature is designed for transfers of between £500 and £10,000
- Must transfer at least £100 to access fee-free terms.
- Transfers may take up to two days for exotic currencies or locations.
- Advanced features like market orders may be unnecessary or overwhelming for small firms with simple transfer needs.
TorFX is a trusted foreign exchange provider, offering competitive rates and fee-free international money transfers for personal and business clients. Founded in 2004, it has served over 425,000 customers worldwide, processing more than £10 billion annually. With offices across the globe and award-winning customer service, TorFX combines a simple digital platform with personalised support to make money transfers seamless and secure.
- No transfers fees, making it cost-effective compared to banks.
- Offers better rates than banks by buying currency in bulk and passing savings to customers.
- A dedicated account manager to assist with transfers and timing decisions.
- High compliance standards, FCA regulation, and safeguarding of client funds.
- 24/7 transfers via app, online platform, or phone.
- Ability to send money to over 120 countries in 40+ currencies.
- Set target rates with automated execution when the market hits the desired level.
- Forward contracts and market orders enable businesses to lock in favourable rates.
- Email/SMS alerts and insights from currency analysts.
- API and Xero integrations simplify workflows and automates payments
- The exchange rate includes a margin which might not always be the lowest.
- Smaller transfers may not benefit as much from the personalised approach
- Online transfers are capped at £500,000; larger transfers require phone assistance.
- Limited to digital and bank transfers.
- need to iNeed to invest time in understanding currency management tools like forwards, rate fixing and market orders
Currencies Direct offers personal and business customers the ability to send funds to over 120 countries in 40+ currencies.
They provide a cost-effective alternative to traditional banks by offering competitive exchange rates and eliminating transfer fees on most transactions. Their service is designed to combine security, convenience, and value, ensuring money reaches its destination quickly and efficiently.
Each customer is assigned a dedicated account manager to provide expert guidance, making it particularly beneficial for larger transfers. With a 24/7 online platform, mobile app, and secure digital wallets, individuals have complete control over their money transfers.
- Sending money to 40 currencies and 200 countries.
- Transparent fees and no hidden charges
- Uses real mid-market rates, ensuring fairness and avoiding markups.
- Offers same-day or even instant transfers on many routes, with updates and tracking available.
- Multiple payment methods (e.g., debit/credit cards, bank transfers, mobile wallets)
- Send up to £1 million per transaction depending on payment method.
- Guaranteed Rates locks in exchange rates for a set time to protect against currency fluctuations
- Features like 2-factor authentication and funds stored with established financial institutions for added safety.
- Manage transfers, check exchange rates, and repeat transactions easily from one platform.
- Seamlessly connects with accounting platforms like Xero, QuickBooks, and Shopify for easier financial management.
- Streamline recurring payments and manage expenses all from one account
- Receive email notifications when exchange rates are favourable
- Transfers involving less commonly used currencies or bank transfers can take up to 3 working days.
- Dynamic fees may apply for certain currencies or during volatile market conditions.
- Wise does not accept cash or cheque payments, limiting accessibility for some users.
- Rates are only guaranteed for a limited time, requiring prompt payments
- Certain specialised transaction types, like For Further Credit (FFC) payments, are not supported.
Wise, formerly TransferWise, makes international money transfers simple and affordable for individuals and businesses. Operating in over 160 countries with support for 40+ currencies, it offers competitive exchange rates and low, transparent fees. Most transfers arrive within one day, and some even instantly, through a secure and user-friendly platform. Regulated by the FCA in the UK, Wise ensures safe and reliable transactions.
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USD to ZAR Currency Exchange FAQs
Exchange rates can fluctuate throughout the day. With Currency Expert, you can assess multiple providers to see who offers the most favorable USD to ZAR rate. Just input your transfer amount, and we’ll display each provider’s current rate and estimated fees—helping you find the best deal for sending money to South Africa or converting USD to ZAR.
Since Currency Expert is a specialist currency platform, we show each provider’s exchange rate, transfer fee, and any additional costs in one place. Keep in mind:
- Provider Service Fees: Base charges vary by company.
- Weekend/Off-Hours Surcharges: Some providers adjust rates or charge extra on weekends.
- Payment Method Fees: Credit/debit card payments can be faster but might come with higher charges.
Cheapest isn’t always best—paying a little more may offer faster transfers, better support, or additional features. Check all details before selecting your provider.
- Go to Our Real-Time Rates Tool: Choose USD as the starting currency and ZAR (or the currency of South Africa) for conversion.
- Enter Your Transfer Amount: Our tool calculates each provider’s rate, speed, and total costs.
- Review Providers: Evaluate fees, exchange rates, transfer times, and features.
- Choose a Provider: Click “Go to site” or “Get started” to head over to your selected provider’s platform.
- Complete the Exchange: Finalise your transaction on the provider’s secure site or app.
While Currency Expert doesn’t impose its own limits, each provider might have:
- Minimum and Maximum Transfer Amounts: Some set lower and upper limits.
- Monthly/Yearly Limits: Based on verification levels (KYC) and provider policies.
- Human Assistance for Large Transfers: Even when no strict transfer limit exists, larger amounts often get extra help. For example, services like TorFX assign you a dedicated Account Manager who can offer tailored guidance and help you wait for the best exchange rate timing.
If you’re transferring a substantial amount and want more control (e.g., the optimal moment of the day/week for favourable rates), an account manager can provide personal assistance beyond what a simple online form offers.
We only list verified and regulated providers. To protect you:
- Transparent Assessments: You see fees and exchange rates clearly before choosing.
- Up-to-date Data: Our listings update frequently to reflect the latest market changes.
- Reputable Companies: Each partner is regulated by the relevant financial authorities.
When you leave Currency Expert, you’ll finalise the transaction on the provider’s secure website or app. Contact them immediately if you suspect any fraudulent activity.
Some providers offer rate locks or forward contracts, letting you secure a rate for future use. Others rely on real-time market pricing. Look for “Rate Guarantee” or “Forward Contract” options in our tool if locking in a rate is important for your transfer.
Transfer speed can vary based on:
- Method: Bank transfer, card payment, or mobile wallet.
- Cut-Off Times: Transactions initiated on weekends or late evenings might be slower.
- Verification Requirements: First-time customers may undergo extra checks.
Our real-time Rates tool displays estimated delivery times, so you can pick the swiftest option if speed is your priority.
We refresh exchange rates in real-time or at frequent intervals. If you see a sudden change, it’s typically due to market movement. Always verify the final rate on the provider’s checkout page before finalising.