Hong Kong dollar (HKD) – Key Facts & PHP to HKD Rate Performance
SymbolHK$
Minor Unit1/100 pence
CountriesHong Kong
Central BankHong Kong Monetary Authority
Rank13
How to Convert PHP to HKD
1. Visit our real-time exchange rate page
Go to our PHP to HKD page, where we constantly update rates from multiple providers. You’ll see the mid-market rate and each provider’s exchange rate in real time.
2. Review and evaluate providers
Examine each provider’s fees, speed, and extra features (like faster delivery or better support). Remember, the cheapest option isn’t always best—sometimes paying a bit more can get your HKD to its destination sooner or more securely.
3. Select a provider and finalise your transfer
Choose the provider that matches your needs, then click through to their secure site. If you’re sending money to someone else, you’ll typically need details like an IBAN or account number. Complete the transaction there, and your PHP will be converted to HKD.
Following these steps lets you evaluate multiple options at once, ensuring you get the best possible deal when converting PHP to HKD.
Supports 50+ currencies and transfers to 170+ countries.
No transaction fees when transferring with OFX UK.
Transfers can be set up 24/7 via an app or online platform.
Simple setup for recurring payments, allowing users to schedule transfers up to 12 months in advance.
Offers tools like spot transfers, forward contracts, and limit orders to manage currency risks.
Access market rate alerts to make informed transfer decisions.
Supports SWIFT payments for smooth global business supplier payments.
Multipay function allows bulk payments to up to 500 recipients simultaneously.
Xero integration streamlines transfer reconciliation, reducing manual workload.
Ability to automate payroll and supplier payments in over 50 currencies.
Debit card payments are only available in the UK for transfers up to £5,000.
Weekend rates may differ from weekday rates, potentially increasing costs.
A £100 minimum transfer applies to major currencies to avoid additional intermediary fees.
Forward contracts typically require a £20,000 minimum, limiting smaller businesses.
Advanced tools like forward contracts and limit orders may be unnecessary or too complex for small businesses without international dealings.
Integration is primarily focused on Xero, limiting broader ERP system compatibility.
OFX is a trusted global money transfer provider with over 25 years of experience helping businesses and individuals move money internationally. Operating in more than 170 countries and offering over 50 currencies, it combines an easy-to-use digital platform with 24/7 support from currency experts. Listed on the Australian Securities Exchange, OFX is backed by strong regulations to ensure secure and reliable transactions.
Supports 30+ currencies for personal customers and 70+ currencies for Business customers.
Offers comeptitive interbank rates offered during market hours.
Personal customers can make peer transfers typically delivered in 20 seconds.
Business tools like limit orders and FX forwards to lock rates up to 2 years.
Advanced security measures including two-factor authentication, biometric login, and real-time fraud detection.
Business customers get monthly allowances for fee-free exchanges, scaling with plans, whilst Personal customers can access discounted fees based on their plan
Free bank transfers inside the SEPA region for Personal customers
0.6% fee applies to exchanges above Business plan limits.
Weekend mark-up of 1% on currency exchanges outside market hours for most plans.
Limited support for certain currencies and countries due to sanctions.
Fee discounts and free transfer allowances depend on paid plans, with free-tier users having the lowest allowances and highest rates.
Revolut is a financial technology company offering flexible currency exchange, money transfer, and payment solutions, catering to both personal and business users.
Revolut Personal is used by over 50 million users and allows transfers in 70+ currencies to 160+ countries through various payment methods, including instant peer-to-peer payments.
Revolut Business is ideal for international companies who want to exchange money in 30+ currencies at interbank rates. Key features include tools like forward contracts and automatic orders, as well as fee-free monthly allowances for currency exchanges based on different subscription plans.
Both account types prioritise security, transparency, and user-friendly features, making Revolut a versatile choice for personal and professional financial needs.
Uses real mid-market rates, ensuring fairness and avoiding markups.
Offers same-day or even instant transfers on many routes, with updates and tracking available.
Multiple payment methods (e.g., debit/credit cards, bank transfers, mobile wallets)
Send up to £1 million per transaction depending on payment method.
Guaranteed Rates locks in exchange rates for a set time to protect against currency fluctuations
Features like 2-factor authentication and funds stored with established financial institutions for added safety.
Manage transfers, check exchange rates, and repeat transactions easily from one platform.
Seamlessly connects with accounting platforms like Xero, QuickBooks, and Shopify for easier financial management.
Streamline recurring payments and manage expenses all from one account
Receive email notifications when exchange rates are favourable
Transfers involving less commonly used currencies or bank transfers can take up to 3 working days.
Dynamic fees may apply for certain currencies or during volatile market conditions.
Wise does not accept cash or cheque payments, limiting accessibility for some users.
Rates are only guaranteed for a limited time, requiring prompt payments
Certain specialised transaction types, like For Further Credit (FFC) payments, are not supported.
Wise, formerly TransferWise, makes international money transfers simple and affordable for individuals and businesses. Operating in over 160 countries with support for 40+ currencies, it offers competitive exchange rates and low, transparent fees. Most transfers arrive within one day, and some even instantly, through a secure and user-friendly platform. Regulated by the FCA in the UK, Wise ensures safe and reliable transactions.
Lorem ipsum dolor sit amet consectetur adipiscing elit nullam nibh hac, aenean aliquet tincidunt facilisis scelerisque varius urna conubia eros. Nascetur lectus aptent condimentum sociosqu mollis faucibus dignissim placerat dis parturient, varius feugiat sem tempus id accumsan convallis justo senectus fermentum, blandit phasellus consequat nam praesent suspendisse eu euismod pulvinar.
Transfers to over 220 countries in 100+ currencies.
Cash pickup options at 500,000+ locations.
Card payments are processed almost instantly, and most bank transfers are same-day.
Transparent pricing, with fees and exchange rates displayed upfront.
Intuitive Xe app for managing transfers on the go.
Real-time transfer tracking and alerts.
Supports international payroll and supplier payments for business customers.
FX risk management tools such as forward contracts, market orders, and option contracts.
Integration with ERP systems like Dynamics 365 and Sage Intacct.
No minimum transfer amount.
Handles high-value transactions (up to £350,000 per transfer online).
Some transfers may incur additional fees, especially for card payments.
Bank and wire transfers can take up to 4 business days.
Account setup and verification might take time based on documentation.
No cash-to-cash transfers as it requires a bank, card, or digital wallet for funding transfers.
Advanced tools like option contracts may be unnecessary for simpler needs.
Integration into ERP systems may involve additional setup costs and effort.
Entirely digital, which may not suit businesses preferring personal consultation.
XE has been a trusted name in currency exchange and international money transfers for over 30 years. It offers real-time exchange rates, easy-to-use currency tools, and secure global payment solutions for individuals and businesses. Supporting over 130 currencies across more than 220 countries, XE makes cross-border transactions simple and reliable. Known for its accuracy and user-friendly platform, it’s a go-to resource for all things currency-related.
Competitive exchange rates, often more favourable than banks, reducing transfer costs.
No transfer fees, ensuring cost-efficiency.
No maximum transfer limit.
Flexible transfer options including spot contracts, forward contracts and market orders for different needs.
A dedicated account manager to monitor markets and provide expert guidance.
Same-day or next-day transfers for most currencies, improving cash flow management.
Regular payments service,Ideal for recurring transfers, such as pensions or mortgage payments, with no fees.
Ability to set alerts for favourable rates and automatic transfers when targets are met.
User-friendly online platform and app giving you access to 24/7 transfers.
Rate Improver Guarantee ensures highly competitive rates compared to other providers.
Tailored solutions for businesses managing import/export payments, foreign payrolls, or repatriating earnings.
Recurring payments feature is designed for transfers of between £500 and £10,000
Must transfer at least £100 to access fee-free terms.
Transfers may take up to two days for exotic currencies or locations.
Advanced features like market orders may be unnecessary or overwhelming for small firms with simple transfer needs.
TorFX is a trusted foreign exchange provider, offering competitive rates and fee-free international money transfers for personal and business clients. Founded in 2004, it has served over 425,000 customers worldwide, processing more than £10 billion annually. With offices across the globe and award-winning customer service, TorFX combines a simple digital platform with personalised support to make money transfers seamless and secure.
×
Set Up an Alert
We’ll keep you informed of changes in exchange rates, to make sure you get the best deal.
1,000
PHPHKD
By signing up, you accept Currency Expert’s Privacy Policy and allow us to send you email alerts, occasional money transfer tips, advice and marketing emails. You can unsubscribe at any time. Privacy Policy
PHP to HKD Currency Exchange FAQs
Exchange rates can fluctuate throughout the day. With Currency Expert, you can assess multiple providers to see who offers the most favorable PHP to HKD rate. Just input your transfer amount, and we’ll display each provider’s current rate and estimated fees—helping you find the best deal for sending money to Hong Kong or converting PHP to HKD.
Since Currency Expert is a specialist currency platform, we show each provider’s exchange rate, transfer fee, and any additional costs in one place. Keep in mind:
Provider Service Fees: Base charges vary by company.
Weekend/Off-Hours Surcharges: Some providers adjust rates or charge extra on weekends.
Payment Method Fees: Credit/debit card payments can be faster but might come with higher charges.
Cheapest isn’t always best—paying a little more may offer faster transfers, better support, or additional features. Check all details before selecting your provider.
Go to Our Real-Time Rates Tool: Choose PHP as the starting currency and HKD (or the currency of Hong Kong) for conversion.
Enter Your Transfer Amount: Our tool calculates each provider’s rate, speed, and total costs.
Review Providers: Evaluate fees, exchange rates, transfer times, and features.
Choose a Provider: Click “Go to site” or “Get started” to head over to your selected provider’s platform.
Complete the Exchange: Finalise your transaction on the provider’s secure site or app.
While Currency Expert doesn’t impose its own limits, each provider might have:
Minimum and Maximum Transfer Amounts: Some set lower and upper limits.
Monthly/Yearly Limits: Based on verification levels (KYC) and provider policies.
Human Assistance for Large Transfers: Even when no strict transfer limit exists, larger amounts often get extra help. For example, services like TorFX assign you a dedicated Account Manager who can offer tailored guidance and help you wait for the best exchange rate timing.
If you’re transferring a substantial amount and want more control (e.g., the optimal moment of the day/week for favourable rates), an account manager can provide personal assistance beyond what a simple online form offers.
We only list verified and regulated providers. To protect you:
Transparent Assessments: You see fees and exchange rates clearly before choosing.
Up-to-date Data: Our listings update frequently to reflect the latest market changes.
Reputable Companies: Each partner is regulated by the relevant financial authorities.
When you leave Currency Expert, you’ll finalise the transaction on the provider’s secure website or app. Contact them immediately if you suspect any fraudulent activity.
Some providers offer rate locks or forward contracts, letting you secure a rate for future use. Others rely on real-time market pricing. Look for “Rate Guarantee” or “Forward Contract” options in our tool if locking in a rate is important for your transfer.
Transfer speed can vary based on:
Method: Bank transfer, card payment, or mobile wallet.
Cut-Off Times: Transactions initiated on weekends or late evenings might be slower.
Verification Requirements: First-time customers may undergo extra checks.
Our real-time Rates tool displays estimated delivery times, so you can pick the swiftest option if speed is your priority.
We refresh exchange rates in real-time or at frequent intervals. If you see a sudden change, it’s typically due to market movement. Always verify the final rate on the provider’s checkout page before finalising.