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Mid Market Rate – 0.05
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- Business customers get free currency transfers between accounts under the same legal entity.
- Easy tracking of payment statuses with an option to share tracking details with beneficiaries.
- Ability to pay and receive payments in 40 major global currencies
- Flexible fee arrangements (BEN, SHA, OUR) allow businesses to decide who bears the transaction costs.
- Daily Personal payment limits of up to £10,000 accommodate most needs
- Option to make payments via mobile app, Digital Banking, branch, or by completing and faxing forms
- Same-day payments have strict deadlines (e.g., 2:00 pm)
- Personal Payments above £10,000 require forms or branch visits
- Restrictions for new payee (e.g., £750 per day limit) if biometrics aren’t registered.
- Lack of integration with accounting service or API’s
- International transfers only offered by bank transfer.
Royal Bank of Scotland offers secure, fast, and reliable fund transfers worldwide, supporting major global currencies.
For businesses, RBS provides robust tools for making foreign currency payments, including an integrated tracker to monitor transaction status, flexible fee-sharing arrangements, and urgent payment processing through its New Bankline platform.
Personal customers can make payments of up to £10,000 daily from the comfort of their homes, with biometric authentication providing an added layer of security. Premier banking customers enjoy additional options, such as phone-based international payments.
- No transfers fees, making it cost-effective compared to banks.
- Offers better rates than banks by buying currency in bulk and passing savings to customers.
- A dedicated account manager to assist with transfers and timing decisions.
- High compliance standards, FCA regulation, and safeguarding of client funds.
- 24/7 transfers via app, online platform, or phone.
- Ability to send money to over 120 countries in 40+ currencies.
- Set target rates with automated execution when the market hits the desired level.
- Forward contracts and market orders enable businesses to lock in favourable rates.
- Email/SMS alerts and insights from currency analysts.
- API and Xero integrations simplify workflows and automates payments
- The exchange rate includes a margin which might not always be the lowest.
- Smaller transfers may not benefit as much from the personalised approach
- Online transfers are capped at £500,000; larger transfers require phone assistance.
- Limited to digital and bank transfers.
- need to iNeed to invest time in understanding currency management tools like forwards, rate fixing and market orders
Currencies Direct offers personal and business customers the ability to send funds to over 120 countries in 40+ currencies.
They provide a cost-effective alternative to traditional banks by offering competitive exchange rates and eliminating transfer fees on most transactions. Their service is designed to combine security, convenience, and value, ensuring money reaches its destination quickly and efficiently.
Each customer is assigned a dedicated account manager to provide expert guidance, making it particularly beneficial for larger transfers. With a 24/7 online platform, mobile app, and secure digital wallets, individuals have complete control over their money transfers.
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1,000
KES
CNY
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Currency Expert’s Recommendations
for Sending Money from Kenya to China
The most affordable money transfer service available today might not retain its low-cost status tomorrow. To select the service that aligns best with your requirements and preferences, assess the top-performing options on our real-time rates engine for the past 30 days for transfers from the Kenya to China.
Mid-Market Exchange Rate from
Kenya to
China
Send KES to CNY – Best Money Exchange Rates Today
More Information About Your Search
We’ve found 2 providers that can send money from Kenya → China.
- Cheapest today: Wise (est. total cost 53.40).
- Fastest arrival: RBS (as quick as 0 to 4 days).
- Ways to pay in: Bank Transfer, Card Transfer, Bank transfer.
- Ways to pay out: Bank Transfer.
- Our recommendation: Currencies Direct — a strong balance of price, speed and reliability.
These details refresh for this corridor and amount ( 1,000.00) whenever you change your search.
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Our Assessment Method
Our mission is to help you find the best money transfer provider for your needs. To achieve this, we employ a rigorous and ongoing evaluation method.
We constantly monitor the top money transfer providers, ensuring that our recommendations reflect the latest offers, pricing, and service updates. Our approach goes beyond surface-level overviews. We conduct an in-depth analysis of all the factors that matter to you, including:
- Exchange Rates: Reviewing live rates to help you maximise your transfers.
- Fees: Breaking down hidden costs and transparent pricing.
- Speed: Evaluating how quickly transfers are completed.
- Ease of Use: Reviewing apps, websites, and customer service.
- Security: Ensuring your money is safe and the provider is reputable.
- Coverage: Checking which countries and currencies are supported.
This allows us to present the most relevant and tailored results, no matter your unique situation. By choosing us, you can feel confident that you’re making informed decisions with the best data available.
Understanding the
Mid-Market Rate
The mid-market rate, also known as the interbank rate, is the midpoint between the buying and selling prices of two currencies in the global market. It’s considered the most accurate and fair rate for currency exchange.
However, when transferring money, banks and exchange services usually don’t offer the mid-market rate to customers. Instead, they add a markup for profit, meaning the rate you get for a money transfer is often less favourable.
For accurate and up-to-date information, we use XE’s mid-market rate API.
You’re in Safe Hands
At Currency Expert, we recognise that navigating the world of currency exchange and international money transfers can be daunting. With an abundance of providers, varying rates, and often complex fee structures, finding the right service for your needs is a critical but challenging task. This is where we come in.
Our mission at Currency Expert is to simplify this process, providing you with clear, unbiased assessments of money transfer providers. Our approach is rooted in a commitment to trust and transparency, ensuring that you have all the necessary information to make informed financial decisions.
Experience
Currency Expert is backed by a team of professionals who bring decades of experience in the finance and currency exchange sectors.
Insights
We believe in giving you a complete picture of the market. By evaluating a wide range of money transfer providers, we ensure that you have access to a diverse selection of options.
Results
Your financial advantage is our priority. We are constantly analysing the market to keep our information up-to-date, helping you to make decisions that are both financially sound and efficient.
How it Works
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Once you’ve made your choice, click on the button and access the provider transfer page.